Home Equity/Second Mortgage Loan
Minimum/Maximum Loan AmountLoan-to-Value (LTV)Term APRMonthly Payment per $1,000 Borrowed
Second lien position only
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*The Annual Percentage Rates (APR) reflects a .25% discount for automatic payment from a Webster Five account. An option is available not to choose automatic payments which will increase the rate by .25%. Payments do not include taxes and insurance and the actual payment obligation may be greater. Other rates, terms and conditions may apply. An appraisal is mandatory for loan requests over $250,000. The Home Equity Plus is only available on owner-occupied single-family homes, duplexes, townhouses and condominiums. Please consult your tax advisor regarding the deductibility of interest. Rates and terms are subject to change without prior notice.
Home Equity Plus Loan
Minimum/Maximum Loan AmountLoan-to-Value (LTV)Term APRMonthly Payment per $1,000 Borrowed
Minimum: $10,000

Maximum: $200,000
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*The Annual Percentage Rates (APR) reflects a .25% discount for automatic payment from a Webster Five account. An option is available not to choose automatic payments which will increase the rate by .25%. Payments do not include taxes and insurance and the actual payment obligation may be greater. Other rates, terms and conditions may apply. An appraisal is mandatory for loan requests over $250,000. The Home Equity Plus is only available on owner-occupied single-family homes, duplexes, townhouses and condominiums. Please consult your tax advisor regarding the deductibility of interest. Rates and terms are subject to change without prior notice.Annual Percentage Yield rates are effective as of September 29, 2020.
Home Equity Line of Credit
Minimum/Maximum Loan AmountLoan-to-Value (LTV)APR
Minimum: $25,000
Maximum: $200,000
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*Variable APR is based on the prime rate as published in the Wall Street Journal “Prime”. As of September 29, 2020, Prime rate is 3.25%. Prime may vary. Home Equity Line of Credit products have a ceiling of 18% and a floor of 3.99%. To open a line of credit there may be certain fees paid to third parties at closing, unless otherwise noted, these fees generally total between $0 and $2,500.00. There is no annual fee. You must carry insurance on the property that secures the plan. A termination fee of $350 will be charged if the line is closed out within the first three years. Other fees may apply. The Flexline is only available on owner-occupied single-family homes, 2-4 family homes and condominiums. The Home Equity Plus is only available on owner-occupied single-family homes, duplexes, townhouses and condominiums. Please consult your tax advisor regarding the deductibility of interest. Rates and terms are subject to change without prior notice.
Home Equity Plus Line of Credit
Minimum/Maximum Loan AmountLoan-to-Value (LTV)APR
Minimum: $25,000
Maximum: $200,000
Apply Online
*Variable APR is based on prime rate as published in the Wall Street Journal “Prime”, plus a margin and will vary with Prime. As of September 29, 2020, Prime rate is 3.25%. Home Equity Line of Credit products have a ceiling of 18% and a floor of 3.99%. To open a line of credit there may be certain fees paid to third parties at closing, unless otherwise noted, these fees generally total between $0 and $2,500.00. There is no annual fee. You must carry insurance on the property that secures the plan. A termination fee of $350 will be charged if the line is closed out within the first three years. Other fees may apply. The Flexline is only available on owner-occupied single-family homes, 2-4 family homes and condominiums. The Home Equity Plus is only available on owner-occupied single-family homes, duplexes, townhouses and condominiums. Please consult your tax advisor regarding the deductibility of interest. Rates and terms are subject to change without prior notice.