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Business loans

You’re ready to take the next step. We’re ready to help with our suite of loans and credit lines. We’ve made business lending easy, so you can focus on growing your business.

Fast processing times and flexible terms. For more information, contact our business banking team at 508-890-8606 or email us.

Commercial real estate mortgage

Our commercial real estate mortgage is perfect for purchasing, constructing or renovating commercial property – including industrial, office, retail or multifamily real estate developments.

  • Both fixed and floating rates available
  • Long-term financing options for owner-occupied or investment real estate
  • Minimum loan is $50,000, with terms up to 30 years

Revolving line of credit

Ideal for established businesses that are growing, this revolving line of credit can help pay for working capital needs, such as inventory or account receivable financing.

Term loan

Finance your business purchases with short- or long-term financing options, and set up automatic payments from your checking or savings account.

SBA guaranteed loan

For small businesses that may not qualify for financing with traditional underwriting criteria, these loans backed by the Small Business Association (SBA) can be used for working capital, equipment purchases, real estate and more.

Letters of credit

These documents ensure payment—backed by the bank—from one company to another. They are often used to facilitate import or export trade transactions.

Small Business Loan Rate

Take the next step in your business with a 5.99%* Small Business Loan Rate! Talk to a lender today, and start growing your small business.

*Rate effective 3/24/2023. Applies to small business term loans and lines of credit. Loan/line limit is $250,000. After the first year, the rate on the lines of credit adjusts to prime plus 2.00%, and term loans will adjust to a fixed rate to be determined at that time. Offer can be withdrawn at any time. The prime rate is the rate published in the WSJ, currently 8.50%. Ask us for details. Introductory rates as low as 5.99. Webster Five Business Checking Required for intro rate.