Webster Five Personal Banking

faqs

There are several options to check your account balance:
  • If you use online banking, simply log in from your computer or through our mobile app to view your account balances.
  • If you are enrolled in 24/7 telephone banking, call 800-492-1032 to hear your account balances.
  • Visit any ATM and make a balance inquiry.
  • Call us at 800-696-9401.
You can find all our branch locations at our locations page.
If you would like to dispute a transaction you notice on your bank statement, please call us at 800-696-9401 or visit your local branch.
You can change your address by visiting your local branch. If you use online banking, you can also change your address by clicking the "Options" tab and click "Update Customer Info."
You can open a new personal checking or savings account by applying online, or open all other accounts by visiting your local branch.
Click here to order checks online, call us at 800-696-9401 or visit your local branch.

To report a lost or stolen debit card, please call us at 800-696-9401 during business hours or 800-528-2273 after hours.

To order a new debit card, please visit your local branch.

*10.00 fee may apply

As soon as you notice fraudulent activity or think you have been a victim of identity theft, please let us know by calling 800-696-9401 or visit your local branch.
Click here to view our holiday closure schedule.
Money orders and cashier's checks may be purchased at any local Webster Five branch. Money orders can be made up to $1,000 and cashier's checks can be made in any denomination.
Money Order Fee: $2/money order
Cashier's Check Fee: $4/check
Webster Five's routing number is 211372857. Your routing number and account number can be found along the bottom of your current checks, see example below.
Webster Five Bank routing number example
We are sorry to hear that you want to close your account. Please call us at 800-696-9401 or visit your local branch.
If you've forgotten your username, click here. If you've forgotten your password, click here.
To change your online banking password, log in to your online banking account and click on the "Options" tab, then select "Change Password" from the drop-down menu. If you need further assistance, please call us at 800-696-9401 or send us an email.
In order to receive eStatements, you must be signed up to use online banking. Log in and click on the "eStatements" tab to get started with the process. If you have not enrolled in online banking, click here to self-enroll.
To transfer funds from another existing account, log in to your online banking account and click on the "Transfers" tab. Then choose to either set up a one-time transfer or schedule a future transfer.
To enroll in our Bill Pay service, log in to your online banking account and click on the "Bill Pay" tab to get started.
You can view your payment history by visiting the "Processed Payments" tab within your online banking. This section displays payments that have been processed or have begun to be processed.
If you sent a payment by accident, you have the option of editing or deleting the payment if it has not been processed. However, processed payments cannot be edited or deleted. If your payment has already been processed, please call 877-517-8672 to speak with a member of Bill Pay Customer Service.
The funds are withdrawn from the account on the ‘send on’ date you selected.
To set up recurring payments, click the "One-Time" link in the Frequency column. A new window will appear that will help you quickly set up your recurring payment. In the Recurring Payments window, click the button next to the "Recurring Payments" option. Next, select the frequency with which you would like the payment to be delivered (for example: weekly or monthly).
To delete a payment, click on the "Edit" link next to the payment that you want to stop. An image with the details of the payment you selected will be displayed. Click on the "Delete Payment" button. If you selected a Recurring payment, you will be prompted to select whether you want to delete all of the scheduled recurring payments or only the next payment in the series.
  • 1. Click on the "Payees" button link (under the "Payments" tab in the navigation bar) to access the Payees screen.
  • 2. Click on the "Add Payee" link to open the Add Payee screen.
  • 3. You will be presented with the option to add one of three payee or merchant types. Choose the option that best fits the description of the payee you wish to add.
Compatible browsers for online banking are Internet Explorer (version 7.0 and higher), Mozilla Firefox (version 2.0 and higher), Opera (version 9.0 and higher), Safari (version 3.0 and higher) and Google Chrome.
We are sorry to hear that an ATM machine has taken your card. Please call us at 800-696-9401 or visit your local branch to close your card and order a new one.
There could be a few different reasons why your debit card may have been declined. Please call us at 800-696-9401 or visit your local branch to speak with a Personal Banker.
We are sorry to hear that you didn't receive the cash withdrawal you requested. Please call us at 800-696-9401 or visit your local branch to speak with a Personal Banker who can begin the necessary paperwork to resolve the issue.
Vacations should not be a time to stress about your debit card working while out of town. Just call us at 800-696-9401 to speak with a Personal Banker. All you need are the dates and location of travel.
Webster Five is a part of the SUM Network, allowing you to visit other SUM Network ATMs free of charge. Click here to learn what SUM Network ATMs are in your area.
There are two different ways to reset the PIN number on your ATM/Debit Card.
  • 1. Go to any ATM and select the option to change your PIN number.
  • 2. Call 877-265-9594 for our automated PIN change service
Please call us at 800-696-9401 or visit your local branch. A $10 ATM/debit card replacement fee may apply.
No, there is no fee for completing our application.
The interest rate is the cost to borrow money disbursed in the loan. The APR is a calculated rate that not only includes the interest rate, but also takes into account other lender fees required to finance the loan.
Yes, when you apply for a loan in advance, we issue a prequalification letter subject to you finding your new home. You can use the prequalification letter to assure real estate brokers and sellers that you are a qualified buyer. The prequalification process helps assure that you are looking in the right price range to comfortably fit your budget. Having been prequalified for a mortgage may also give more weight to any offer you make. When you find the perfect home, contact one of our loan officers or click here to get started on your application.
The maximum percentage of your home’s value depends on the purpose of your loan, how you use the property, and the loan type you choose. The best way to determine what loan amount we can offer is to complete our online application.
The amount you will need to close your loan includes your down payment, closing costs and prepaid amounts for property taxes and insurance escrow accounts. We will provide you with a Loan Estimate of settlement costs when your loan application is accepted. Within 24 hours of your closing, the closing attorney will provide you with the final amount that you will need to close.
Closing costs include items like appraisal fees, title insurance fees, attorney fees, prepaid interest, and documentation fees – to name a few. These items are usually different for each customer due to differences in the type of mortgage, the property location and other factors. You will receive a Loan Estimate of your closing costs prior to your closing for review.
An escrow account requires borrowers to make monthly payments toward real estate taxes and/or home-related insurance as part of the regular monthly mortgage payment. Bills for the taxes and/or insurance are sent directly to the lender who makes the required payments on your behalf. Webster Five may not require an escrow account in all cases.
A rate lock gives you protection from financial market fluctuations that could affect your interest rate. You can choose to lock or not lock (float) your interest rate. On the date and time that you lock, that interest rate remains available to you for a set period of time. If you choose to float your interest rate, your rate will fluctuate with the up and down movements of the financial market. You must lock your rate at least seven business days prior to closing.
If you would like to discuss your mortgage payments, please call us at 800-696-9401 or visit your local branch. You may contact our Collections Department directly by sending an email to collectionsdepartment@web5.com.
If you haven't received your current billing statement, please call us at 800-696-9401 or visit your local branch.
If you have a Webster Five checking or savings account, you have the following options:
  • Your payment can automatically be deducted from your existing account. Please contact us to set up your automatic deduction.
  • Make a payment using online banking. Simply log in, go to the "Transfers" tab and click "Loan Payment."

If you do not have a Webster checking or savings account, you have the following options:

  • Set up a bill payment through your current financial institution.
  • Set up an automatic payment via ACH.
In order to avoid complications and expenses associated with inadvertent overdrafts, Webster Five provides several options to help you manage your personal checking account. To learn about Overdraft Transfer from Savings, Overdraft Privilege Service and Overdraft Protection, call us at 800-696-9401 or visit your local branch.
As a depositor in this bank, all your deposits and accrued interest are insured in full, without limit or exception.
All deposits above the FDIC limit are insured in full by the Depositors Insurance Fund. The first $250,000 per depositor is insured by the Federal Deposit Insurance Corporation (FDIC); all deposits above this amount are insured by the Depositors Insurance Fund (DIF).
The FDIC was established by the U.S. Congress in 1922 with a mission to insure bank deposits. Originally set at $2,500, the FDIC’s per-depositor limit has increased over time to its current coverage of $250,000.
The DIF is a private, industry-sponsored excess deposit insurance company. Created by a special act of the Massachusetts legislature in 1932, the DIF began operations as a primary insurer in 1934. Today, the DIF insures all deposits in its member banks in excess of the FDIC’s $250,000 per depositor limit.
DIF insurance is available only on deposits in Massachusetts-chartered savings banks. By combining FDIC primary insurance and DIF excess deposit insurance, Webster Five provides you with full insurance.
For more information regarding FDIC or DIF insurance, please visit www.fdic.gov or www.difxs.com.
If you have any further questions regarding deposit insurance, please call 800-696-9401.
Please call 800-696-9401 during business hours or 800-528-2273 after hours.
As soon as you notice fraudulent activity or think you have been a victim of identity theft, please call us at 800-696-9401 or visit your local branch.
You may not know it, but you have protection against the increasingly savvy perpetrators of debit card fraud. Experienced fraud analysts work around the clock, watching for any suspicious card activity and will contact you immediately if they detect potential fraud on your card. Just let us know when you are traveling so your card activity does not look suspicious. If you ever get a call or text from one of our fraud analysts, know that our watchdogs are doing their job and preventing potential fraudulent use of your card. Fraud is serious business and can hit any time. That is why we are always on guard to detect and prevent fraud from happening to you.

How can we help you today?