Mortgage rates

From traditional mortgages to jumbo mortgages to special home ownership programs, Webster Five has the solution to meet your homebuying needs. With our competitive rates and outstanding one-on-one service, we can help you buy, refinance or improve your home. Learn more about our personalized mortgage solutions.

Our team of lenders are local and knowledgeable; contact one of them today to learn more!

Fixed mortgage rates
TermInterest RateAnnual Percentage Rate (APR)PointsMonthly Payment Per $1,000
Payments per thousand do not include
taxes and insurance. Your actual
monthly payment will be higher.

30 Year Purchase Special***
30 Year
20 Year
15 Year
10 Year
30 Year Jumbo
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*Rates are for Owner Occupied Single Family Primary Residences only. Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $647,200 for the contiguous states, District of Columbia, and Puerto Rico or below $765,600 for Alaska, Guam, Hawaii and the Virgin Islands), sixty (60) day rate locks and are calculated based on a loan amount of $200,000 with closing costs of $4,000, and a property located in Worcester County. Conforming loan limits may vary based on state and county. Please contact a mortgage loan originator for your specific county conforming loan limit. Your actual APR may be different depending upon these factors. Adjustments to rate based on credit score, LTV and other transaction details may apply.

**Rates are for Owner Occupied Single Family Primary Residences only. Unless otherwise indicated, these APR calculations are based on the following: Jumbo loans (whose minimum loan amount is above the conforming loan limit $647,200 for the contiguous states, District of Columbia, and Puerto Rico or above $970,800 for Alaska, Guam, Hawaii and the Virgin Islands), sixty (60) day rate locks and are calculated based on a loan amount of $750,000 with closing costs of $4,000, and a property located in Worcester County. Jumbo loan limits may vary based on state and county. Please contact a mortgage loan originator for your specific county jumbo loan limit. . Your actual APR may be different depending upon these factors. Adjustments to rate based on credit score, LTV and other transaction details may apply.

***Purchase Special is for Owner Occupied properties only. Rate subject to a minimum credit score of 720 with a maximum Loan To Value of 95% and maximum Debt To Income ratio of 40%

Private Mortgage Insurance (PMI) required if the down payment is less than 20%. All loans are subject to credit approval.

Annual Percentage Rates are effective as of May 19, 2022
Rates subject to change at any time.