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Home equity loans and more
It’s amazing what your home can do for you, and what we can do for your home. Our home equity loans allow you to borrow against up to 95% of the equity in your home to pay for big-ticket items like tuition, weddings, home renovations or high-interest debt balances. The rates are typically lower than credit cards.
Our special MassHousing Home Improvement Programs offer low-cost financing for important renovations like lead paint removal, repairing your septic system and other structural repairs or improvements.
Home equity loan
Borrow against the equity in your home for a loan with a fixed rate that’s typically lower than credit cards or unsecured personal loans. The fixed monthly payments protect you from rate fluctuations and makes budgeting easier.
Home equity plus loan
For those who need a little more than what a standard home equity loan can provide, this loan allows you to borrow up to 95% of your equity.
Flexline home equity line of credit
Borrow against your home equity for a line of credit with a lower interest rate than most credit cards. It’s perfect for people who want more flexibility for sequential or unexpected purchases. Use as little or as much as you need, up to the value of your equity. You can access your money through online banking instead of writing a check.
Home equity plus line of credit
For those who need a little more than what a standard home equity line of credit can provide, this line of credit allows you to borrow up to 95% of your equity.