Deposit Collateral Loan

Borrow money at a better rate – from yourself

Use your savings account or CD to fund your next personal loan

Loan secured by any Webster Five savings account or CD

Borrow up to 100% of your funds on deposit

No fees

Borrow money and build your credit score – all from one loan

If you're just starting out or recovering from a financial setback, securing a loan can be difficult. Not at Webster Five Bank. We support our neighbors in Worcester County, MA, and beyond with this special Deposit Collateral Loan. The amount in your savings account or CD determines how much you can borrow, providing the collateral you need to qualify for the loan.

  • Lower fixed loan rates
  • Improved credit score with on-time payments
  • Savings continue to grow

Tools to Help You Succeed

Home Equity Loans
Turn home value into possibility

Access the equity you’ve built and put it to work for upgrades, debt consolidation, or your next big goal.