Consumer Loan Rates

*Rates are for Owner Occupied Single Family Primary Residences only. Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $832,750 for the contiguous states, District of Columbia, and Puerto Rico or below $1,249,125 for Alaska, Guam, Hawaii and the Virgin Islands), sixty (60) day rate locks and are calculated based on a loan amount of $250,000 with closing costs of $4,000, and a property located in Worcester County. Conforming loan limits may vary based on state and county. Please contact a mortgage loan originator for your specific county conforming loan limit. Your actual APR may be different depending upon these factors. Adjustments to rate based on credit score, Loan To Value, Debt to Income ratio and other transaction details may apply.

**Rates are for Owner Occupied Single Family Primary Residences only. Unless otherwise indicated, these APR calculations are based on the following: Jumbo loans (whose minimum loan amount is above the conforming loan limit $832,750 for the contiguous states, District of Columbia, and Puerto Rico or above $1,249,125 for Alaska, Guam, Hawaii and the Virgin Islands), sixty (60) day rate locks and are calculated based on a loan amount of $900,000 with closing costs of $4,000, and a property located in Worcester County. Jumbo loan limits may vary based on state and county. Please contact a mortgage loan originator for your specific county jumbo loan limit. . Your actual APR may be different depending upon these factors. Adjustments to rate based on credit score, LTV and other transaction details may apply.

Private Mortgage Insurance (PMI) required if the down payment is less than 20%. All loans are subject to credit approval.

Annual Percentage Rates are effective as of June 5, 2026

Rates subject to change at any time.

*Requires a Webster Five checking account. **The Annual Percentage Rates (APR) reflects a .25% discount for automatic payment from a Webster Five account. An option is available not to choose automatic payments which will increase the rate by .25%. Other rates, terms and conditions may apply. An appraisal is mandatory for loan requests over $250,000. The Home Equity is only available on owner-occupied single-family homes, 2-4 family homes and condominiums. Please consult your tax advisor regarding the deductibility of interest. Rates and terms are subject to change without prior notice.

*Requires a Webster Five checking account. 

**Home Equity Loans can only be in the second lien position. The Annual Percentage Rates (APR) reflects a .25% discount for automatic payment from a Webster Five account. An option is available not to choose automatic payments which will increase the rate by .25%. Other rates, terms and conditions may apply. An appraisal is mandatory for loan requests over $250,000. The Home Equity Plus is only available on owner-occupied single-family homes, duplexes, townhouses and condominiums. Please consult your tax advisor regarding the deductibility of interest. Rates and terms are subject to change without prior notice. Annual Percentage Rates are effective as of June 5, 2026.

*Requires a Webster Five checking account. 

**Variable APR is based on the prime rate as published in the Wall Street Journal “Prime”. As of June 5, 2026, Prime rate is 6.75%. Home Equity Line of Credit products have a ceiling of 18% and a floor of 4.99%. To open a line of credit there may be certain fees paid to third parties at closing, unless otherwise noted, these fees generally total between $0 and $1,464.00. There is no annual fee. You must carry insurance on the property that secures the plan. A termination fee of $350 will be charged if the line is closed out within the first three years. Other fees may apply. The Home Equity Plus is only available on owner-occupied single-family homes, duplexes, townhouses and condominiums. 

***$25,000 minimum initial draw required.

*Requires a Webster Five checking account. 

**Variable APR is based on prime rate as published in the Wall Street Journal “Prime”, plus a margin and will vary with Prime. As of June 5, 2026, Prime rate is 6.75%. Home Equity Line of Credit products have a ceiling of 18% and a floor of 4.99%. To open a line of credit there may be certain fees paid to third parties at closing, unless otherwise noted, these fees generally total between $0 and $1,464.00. There is no annual fee. You must carry insurance on the property that secures the plan. A termination fee of $350 will be charged if the line is closed out within the first three years. Other fees may apply. The Home Equity Plus is only available on owner-occupied single-family homes, duplexes, townhouses and condominiums.

* The Annual Percentage Rate (APR) is based on your personal credit score and reflects a .25% discount for automatic payment from a Webster Five account. An option not to choose automatic payments is available which will increase the rate by .25%. Other rates, terms and conditions may apply. Rates and terms are subject to change at any time without notice.