Spotting Possible Signs of Fraud

How can I spot warning signs of fraud?

Often the victim is the first person to discover fraudulent activity. Common signs of fraud include:

• New accounts or credit cards you didn’t apply for.
• Debits on your account you can’t explain.
• Inaccurate information on your credit reports. To request a free annual copy of your credit report, go to annualcreditreport.com.
• Missing bills or other mail, indicating your account information may have been stolen.
• Receiving calls or letters from debt collectors for things you didn’t buy.

What should I do if I suspect I've been a victim of fraud?

Reach out to your bank or financial service provider immediately. The sooner fraud is detected, the lower the financial impact.