Nicholas_Lynch

Michael Carnevale

Branch Manager, Financial Advisor

400 Southbridge Street
Auburn, MA 01501

A financial advisor with over 30 years of experience, Mike provides financial planning, portfolio management and counseling on investments ranging from IRAs to insurance products. Before joining Webster Five in 1998, Mike worked directly for Raymond James Financial Services as a Branch Manager for six years and was a financial advisor at AG Edwards for six years prior to that. He can be seen on the cable TV show “Conversations With…” airing monthly, where he discusses the current stock market and economic events. He holds his Series 7, 24 and 63 security licenses and Life license for selling insurance and annuities. Mike earned his BA in economics from College of the Holy Cross in Worcester, MA.

Mike discusses his role at Webster Five and life outside the bank

What can you bring to your customers? With my 30+ years of experience, I’ve worked with a wide range of clients at various stages of their lives and with various financial needs. I’ve seen what solutions work best for different individuals. I’ve developed a strong understanding of the many investment products available, and I research the market on a daily basis. With so many investment options and different factors to consider, from tax liabilities to fees to diversification strategies, many people find planning for retirement or even choosing a life insurance policy a complicated responsibility. With my combined experience and product knowledge, I’m able to explain things clearly and help people make confident decisions for their future.

What is Webster Five’s investment process? My process begins by assessing your financial goals, giving consideration to your time horizon, return expectations, current holdings risk tolerance, liquidity and income needs, and your tax situation. Then, I’ll work with you to establish an asset allocation plan that is well-suited to your personal objectives. I’ll manage and monitor your portfolio on an ongoing basis, providing you with the communications and performance reporting you require.

What are your hobbies and interests? I’m an avid fan of all New England sports teams.

Check the background of this investment professional on FINRA’s BrokerCheck.

Diversification and asset allocation do not ensure a profit or protect against a loss.
Securities are offered through Raymond James Financial Services, Inc. Member FINRA/SIPC, an independent broker/dealer and are not insured by the bank insurance, FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by Webster Five Cents Savings bank, and are subject to risks, including the possible loss of principal. Webster Five Cents Savings Bank and the Investment Center are independent of Raymond James. Please click here to view Raymond James Corporate Privacy Notice. Raymond James financial advisers may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability. Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website’s users and/or members. Investing involves risk and investors may incur a profit or a loss.