Savings
Savings Comparison Chart
|
Account Feature
|
Regular Passbook Savings Account
|
Statement Savings Account
|
Holiday Club Account
|
Money Market Plus Account
|
Premium Choice Savings Account
|
| Earns interest |
yes
|
Yes
|
Yes
|
Yes
|
Yes
|
|
Minimum balance requirement |
None
|
None
|
None
|
$2,000
|
$2,500
|
|
Monthly fee if balance falls below minimum requirement |
None
|
None
|
None
|
$5.00
if balance falls below $2,000 |
$25.00
if balance falls below $2,500 |
|
Free QuickPath online banking |
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
|
Free Tellalink 24-7 Phone banking |
No
|
Yes
|
Yes
|
Yes
|
Yes
|
| Monthly Statements |
No
|
Yes
|
Yes
|
Yes
|
Yes
|
| Passbook provided |
Yes
|
No
|
No
|
No
|
No
|
| ATM card available |
No
|
Yes
|
Yes
|
Yes
|
Yes
|
| Fee to use other Banks'ATMs in the U.S.** |
N/A
|
No
|
N/A
|
No
|
N/A
|
| Check writing privileges |
No
|
No
|
No
|
Yes
|
No
|
|
Interest rate bonus on eligible CDs |
No
|
No
|
No
|
No
|
Yes*
|
|
Interest rate discount for personal loans |
No
|
No
|
No
|
No
|
Yes*
|
|
Free small safe deposit box rental - first year |
No
|
No
|
No
|
No
|
Yes*
|
|
Free treasurer's checks and money orders |
No
|
No
|
No
|
No
|
Yes*
|
| Free direct deposit and automatic payroll options |
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
*With combined deposit balances of $75,000 or more.
**Fees charged from other banks may apply.
**Fees charged from other banks may apply.
