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Welcome to Webster Five Cents Savings Bank > Rates > Personal Loan Rates
Personal Loans*
(Effective: Thursday, May 17, 2012)
Program
 		Downpayment
 		Term
 		APR
 		Monthly Payments
per $1000 borrowed
New Cars
(The maximum loan amount will be determined by the actual Purchase Price, excluding the costs of any Extended Warranty Program and Sales Tax)
0%
 48 months
3.490%
 $22.35
0%
 60 months
3.490%
 $18.19
0%
 72 months
3.990%
 $15.64
Used Cars (2006 and newer)
(The maximum loan amount will be determined by the lower of the actual Purchase Price OR the Average Retail Value as stated in the NADA Official Used Car Guide (New England Edition). Refinances will be limited to the remaining balance of existing loan. )
0%
 36 months
3.990%
 $29.52
0%
 48 months
3.990%
 $22.57
0%
 60 months
4.490%
 $18.64
Used Cars (2005 and older)
(The maximum loan amount will be determined by the lower of the actual Purchase Price OR the Average Retail Value as stated in the NADA Official Used Car Guide (New England Edition). Refinances will be limited to the remaining balance of existing loan.)
0%
 36 months
4.990%
 $29.97
0%
 48 months
4.990%
 $23.02
Boats/RVs (new)
20%
 60 months
6.000%
 $19.33
20%
 120 months
6.250%
 $11.23
Boats/RVs (used)
20%
 60 months
7.000%
 $19.80
20%
 120 months
7.250%
 $11.74
Personal Loans/Unsecured
0%
 24 months
10.000%
 $46.15
0%
 36 months
11.000%
 $32.74
0%
 48 months
12.000%
 $26.34
Personal Loans/Secured
10%
 24 months
8.500%
 $45.46
10%
 36 months
9.500%
 $32.04
10%
 48 months
10.500%
 $25.61
*For information on a discounted rate with automatic payment deductions and other details, please call the Retail Loan Department at 1-800-696-9401. Rates and terms are subject to change without prior notice.



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