Fee Schedule for Personal Accounts
Effective April 1, 2007
   
Value Checking Account
Monthly Maintenance Fee None
Per Check Fee None
Non-Sufficient Funds (per item) $25.00
Overdraft Fee (per item) $25.00
   
Now Checking Account
Monthly Maintenance Fee None
Per Check Fee $ .10
Non-Sufficient Funds (per item) $25.00
Overdraft Fee (per item) $25.00
   
(If age 65 or older or 18 or younger, you may be eligible for reduced fees and service charges. For additional information about your eligibility contact a Customer Service Representative.)
   
Super Now Checking Account
Monthly Maintenance Fee $3.00 *
Per Check Fee $ .10 *
Non-Sufficient Funds (per item) $25.00
Overdraft Fee (per item) $25.00
   
*Free provided average daily balance for the cycle period is $2,500 or more.
   
Vision Plus Checking Checking Account
Monthly Maintenance Fee $15.00 *
Per Check Fee None
Non-Sufficient Funds (per item) $25.00
Overdraft Fee (per item) $25.00
   
*Free provided average daily balance for the cycle period is $2,500 or more.
   
Premium Choice Savings Account
Monthly Maintenance Fee $25.00 *
Overdraft Fee (per item) $25.00
   
*Free provided average daily balance for the cycle period is $2,500 or more.  
   
Money Market Plus Account
Monthly Maintenance Fee $5.00 *
Non-Sufficient Funds (per item) $25.00
Overdraft Fee (per item) $25.00
   
*Free provided average daily balance for the cycle period is $2,000 or more.
   
Statement Savings Account
Monthly Maintenance Fee None
Overdraft Fee (per item) $25.00
   
Other Related Services
American Express Gift Cheque $2.50
American Express Travelers Cheques 3% of Purchase Price
Cashiers Checks* $4.00
Certified Checks $10.00
Coin Counting: 4% of total for customers
  10% of total for non-customers
Deposit Items Returned $4.00
Executions, levies, garnishments $40.00
Instant Statement $5.00
IRA Annual Fee $10.00
Lost or Stolen ATM / Debit Card $10.00
Lost Passbook Fee $10.00
Money Orders $2.00
Overdraft Transfer Fee (per transfer) $5.00
Photocopy (per page) $ 1.00
QuickPath Bill Pay Monthly Fee Free **
Research Fee (per hr.- 1hr minimum) $20.00
Signature Guarantee $15.00
Stop Payment $20.00
Temporary Checks (each) $ 0.50
Wire Transfers - Incoming $ 10.00
Wire Transfers - Outgoing  

 

 - Domestic $15.00

 

 - International $35.00
   
*One free check per withdrawal per day
 
** One free Bill pay account per customer. Additional Bill Pay accounts $4.95 monthly fee. Non-usage restrictions apply.
 
Some of these fees may be waived with certain accounts, and check printing fees will vary depending upon style of check chosen.