Our extensive array of products and services allow every customer the opportunity to handle their financial needs with one bank!
   
ValueCheck ATM/Debit Card

Convenience at its best! An ATM / debit card with the MasterCard Logo that is linked to a personal checking account. The card can be used to make purchases, deposits, or to get cash at an ATM.


Potential Customers: Our ValueCheck Master Money Debit Card is ideal for any customer who wants 24-hour access to their accounts.

Key Benefits: An ATM/debit card is perfect for customers who want the ability to draw funds directly from their accounts. Makes record keeping a snap by posting all transactions on a monthly statement. Features the MasterCard logo and is accepted anywhere MasterCard is accepted. Requires NO minimum balance and offers free ATM* use at any SUM location.

 
QuickPath Internet Banking
It's like having a bank branch at home! An electronic way to access account information 24-hours a day, 7 days a week. Now you’ve got a convenient, secure way to access your Webster Five account anytime, anywhere.
Potential Customers: QuickPath Online Banking is ideal for consumers who want to make managing their accounts easier than ever. Simply log onto our website any time day or night to transfer funds and obtain up-to-the-minute account information.

Key Benefits: QuickPath Internet Banking allows easy access to transaction history and current balance information with the ability to transfer funds between accounts. It can integrate seamlessly with popular finance software such as Quicken and MS Money, making budgeting and record keeping at breeze.

Sign Up Today: To begin, please visit any of our Webster Five branch locations. For branch locations Click here.

   
QuickPath Bill Pay
Save time and money! A quick and reliable way to pay your bills online without the hassle of writing and mailing checks.

Potential Customers: QuickPath Bill Pay is ideal for customers with QuickPath Internet Banking who want to take banking a step further. Allows a quick and convenient way to make unlimited payments.

Key Benefits: QuickPath Bill Pay service integrates seamlessly with QuickPath Internet Banking and allows customers the ability to schedule payments any time up to a year in advance. Set up recurring payment schedules to occur weekly, bi-weekly, monthly, semi-monthly, quarterly, semi-annually, or annually for up to 40 years. Payments can be sent to any individual or U.S. merchant and allows a quick list of up to 250 payees.
   
Tellalink 24/7 Phone Banking
Turn your phone into a teller with Webster Five's Tellalink 24/7 phone banking system . . . the ultimate in banking convenience.
 Potential Customers: Any customer who would like to use a touch-tone phone to get up-to-the-minute financial information on their accounts.

Key Benefits: Tellalink allows a secure way to check account balances, review deposits, withdrawals and much more, and best of all the service is FREE.
   
ATM Service

Get money anytime from any Webster Five Automated Teller Machine. It provides automated teller services to customers using a convenient, multi purpose banking card.

Potential Customers: Ideal for customers on the go who require convenient, easy to use, and fast access to their funds from a variety of locations when near home or traveling.

Key Benefits: Allows customers access to thousands of network ATMs displaying NYCE and CIRRUS Symbols. Free of charge at all ATMs displaying the SUM symbol. ATM cards give you the power to get cash almost anywhere, with complete security and at the simple touch of a few buttons. Allows for payment of goods at supermarkets, gas stations, and other stores with 7 days a week, 24-hours a day availability.
   
Chequity Sweep Service
A personal financial management service that enables you to make the most of your money. With Webster Five's Chequity service there's nothing to do, you just save money. Link any Webster Five checking account with a Webster Five Home Equity Line of Credit and we take care of the rest. No worries - your money is always working in your best interest.

Potential Customers: Customers who want a money management tool that's designed to utilize excess account balances.

Key Benefits: Automatically sweeps excess account balances to reduce interest paid on a home equity line of credit. Automatically sweeps needed funds into a checking account to avoid overdrafts

 
 
Check Imaging
No more storing checks in a shoe box or drawer! With each statement you will receive your cancelled checks in numerical order on a three-hole-punched 8 1/2" x 11" page that can be easily filed.
Potential Customers: Perfect for customers tired of storing all their cancelled checks. Let us do the work!

Key Benefits: Because Check Imaging eliminates cancelled checks, the need for storage space is eliminated too. Monthly check reconciliation couldn't be easier: all check copies are grouped in numerical order on a three-hole-punched 8.5" X11" page that can be easily filed.
   
Safe Deposit Boxes
Safe, sound and secure. Webster Five provides a consumer with a security compartment within the bank's vault for the storage of valuables, with key access under the customer's control.
 Potential Customers: Ideal for consumers looking for a safe, secure, low-cost means of storing important documents and other valuables.

Key Benefits: Low-cost, easy storage of important documents and valuables at a variety of secure locations. Available at all branch locations excluding Commercial Street and Grafton Street branches in Worcester, MA. Contents of safe deposit boxes are not insured.
   
Overdraft Protection
Avoid embarrassing overdrafts! If you’ve ever accidentally overdrawn your checking account, you are aware of the problems and expenses associated with inadvertent overdrafts. We want to help you avoid these situations. You can apply for a personal line of credit or arrange to have the funds transferred from your statement savings or checking account. We also provide Overdraft Privilege Service automatically to all eligible customers.
 Potential Customers: Ideal for consumers who want the security of knowing that their checks will be covered in case their account is overdrawn.

Key Benefits: Have you ever made a mistake in your checkbook, found yourself a “little short”, or had unusual or unforeseen expenses at just the wrong time? Webster Five provides the option of applying for a personal line of credit or having funds transferred from your statement savings or checking account. We also provide Overdraft Privilege Service automatically to all eligible customers.
   
Combined Statement
Enjoy the convenience of having account statements combined into one mailing.
 Potential Customers: For customers who like the convenience of having their checking and savings accounts on one statement.

Key Benefits: Eliminates paperwork and simplifies record keeping.
   
American Express Travelers Checks
Traveling is a breeze when you have the security of travelers checks. American Express checks are the most accepted checks around the world and may be purchased at all Webster Five branch locations.
 Potential Customers: Ideal for consumers who are traveling and do not want the dangers of carrying cash, but want the convenience of having money at their fingertips where credit card use is not available.

Key Benefits: American Express Checks are the most accepted checks around the world and provide our consumers with an easily refundable way to replace checks if lost, stolen, or destroyed, without the worries while on vacation.
   
Certified Checks
A certified check is a customer's personal check drawn on Webster Five whereby payment of the check is guaranteed by the bank.
 Potential Customers: Ideal for consumers who wish to make third party payments that require guaranteed funds using their own checking account.

Key Benefits: Certified check service is available at any of our branch locations. For branch locations Click Here. There is a small fee for this service.
   
Official Checks
This is an official bank check drawn on the bank and signed by an authorized officer of the bank that allows for a readily acceptable means of making payments to a third party. Potential Customers: Ideal for customers wishing to make a payment to a third party that may or may not have a checking account.

Key Benefits: An official check is a guaranteed form of payment that is like cash to a payee. It is drawn as an official bank check and funds are guaranteed by the bank.
   
Money Order
A method of payment to a named payee most often used in the absence of a checking account. Generally has a resemblance to a personal check and is signed by the consumer.
 Potential Customers: Ideal for consumers wishing to make a payment for under $1000 to a third party, who may or may not have a checking account.

Key Benefits: Money Orders are available at any of our branch locations. For branch locations Click here. Money Orders carry a resemblance to personal checks and are signed by the customer. Ability to stop payment is available by calling Integrated Payment System, Inc. at 1-800-223-7520.
   
Direct Deposit - Federal
A program initiated by the Treasury Department to encourage recipients of all federal recurring payments to deposit them directly into their Webster Five account. Potential Customers: Ideal for recipients of all federal recurring payments to deposit those funds directly into their Webster Five account.

Key Benefits: A program initiated by the federal government that eliminates the worry of lost or stolen checks. Funds are available immediately to the customer.

   
Direct Deposit - Payroll
Now you can use your lunch break for lunch! A payroll savings plan through which all or part of an employee's pay can be automatically deposited into an account with Webster Five.
 Potential Customers: Ideal for customers that do not want to spend their lunch hour / spare time waiting in line to deposit their pay check.

Key Benefits: Allows customers to automatically deposit their pay into their Webster Five account, and have immediate availability. Can be set up to automatically make payments on a mortgage or other loan. No more waiting for checks to clear.
   
Wire Transfers
Permits the customer to have funds transferred from a Webster Five account to another bank via the Federal Reserve Bank's on-line transfer service. Potential Customers: Ideal for consumers who need a quick, convenient, and safe means to send money to another individual or banking institution in the US or abroad.

Key Benefits: Funds are transferred same day of request if made before 1:00pm. Funds can be transferred anywhere in the USA or a foreign country. Require the name of the receiving bank, location, ABA number, along with the receiving party's account number.
   
Permanent Dividend Order
Customers may have their interest sent to them in the form of a dividend check each month. Potential Customers: Ideal for customers looking to supplement their monthly income.

Key Benefits: Each month Webster Five will mail a dividend check to the customer for the amount of interest earned on an account.
   
Savings Bank Life Insurance
Savings Bank Life Insurance provides anyone with life insurance protection at the lowest possible cost. For more information contact :The Savings Bank Life Insurance Company of Massachusetts, One Linscott Road, Woburn, Massachusetts 01801. Call: 1-888-GET-SBLI.
 Potential Customers: Ideal for consumers seeking life insurance at the lowest possible cost.

Key Benefits: SBLI offers a variety of low cost options with amounts available up to $150,000.
   
U.S. Savings Bonds
Need a great gift? Want to help someone save for college? Series EE and I Bonds are an appreciable type of security offered by the United States Department of the Treasury. Webster Five is an authorized agent of the Treasury Department. Ask how your purchase can be made tax free for college education!
 Potential Customers: Ideal gift idea. Perfect for consumers looking for the gift that just keeps giving. Help a child save for college.

Key Benefits: Available in denominations of $50, $75, $100, $200, $500, $1,000, $5,000, and $10,000. Purchase price is 50% of face value for Series EE Bonds, and full value for Series I Bonds. Interest is guaranteed by the United States.
   
Deposit Insurance
Webster Five is a member of the Federal Deposit Insurance Corporation (FDIC) and a member of the Depositors Insurance Fund (DIF). Potential Customers: Any customer who deposits money at Webster Five Cents Savings Bank automatically receives Deposit Insurance from the Federal Deposit Insurance Corporation and Depositors Insurance Fund.

Key Benefits: Deposits up to $100,000 are insured by FDIC and all amounts over that are insured by DIF. There is no limit to the amount insured. Since 1934, no depositor has ever lost a penny in a Massachusetts chartered savings bank.
   
Medallion Signature Guarantee
The Medallion Guarantee service is available at each of Webster Five's offices by an officer of the bank. Medallion Guarantees are primarily used for the purchase / sale of stock / securities. This service is for account holders only.
 Potential Customers: For customers who have important stock papers that need authorized signatures.

Key Benefits: Webster Five offers its customers Medallion Signature Guarantee services at all branch locations.
   
Notary Services
Webster Five offers you more than banking! All branch offices have a Notary Public on staff. What's more, there is no charge for notary service to our account holders! Notary service is sufficient for the majority of official documentation with the exception of documents involving stocks or mutual funds. If this is the case, a Medallion Guarantee service is available.
 Potential Customers: Customers who may need to have important papers signed by a public notary

Key Benefits: Notary services are free to customers at any of our branch locations.