Personal Checking

First Step Account

Perfect for first time account users. Ideal for consumers who want
easy record keeping, and do not want the hassle of writing checks.

Features

No monthly maintenance fee
FREE Bill Pay*
FREE QuickPath online banking
FREE Tellalink 24-7 telephone banking

Account Services

ATM/Debit cards are available
ATM/Debit transactions are free within SUM network
Overdraft transfer from a savings account

Additional Services

Fees

Monthly maintenance fee None

If age 65 or older, or 18 or younger, you may be eligible for reduced fees

and service charges. For additional information about your eligibility,

contact a Customer Service Representative.

*One free Bill Pay account per customer. Each additional Bill Pay account

is $4.95 per month. Non-usage restrictions apply.