July 2, 2008
Deposit Rates
  
Certificate of Deposit
Accounts
Simple Interest
Rate
Annual Percentage Yields (1)
Minimum Opening Deposit
Minimum Balance to Obtain APY
6 Month Certificate of Deposit
2.72%
2.75%
$2,500
$10
12 Month Certificate of Deposit
2.92%
3.00%
$1,000
$10
15 Month Certificate of Deposit
3.155%
3.25%
$1,000
$10
18 Month Certificate of Deposit
3.39%
3.50%
$1,000
$10
24 Month Certificate of Deposit
3.87%
4.00%
$1,000
$10
30 Month Certificate of Deposit
3.87%
4.00%
$1,000
$10
36 Month Certificate of Deposit
3.87%
4.00%
$1,000
$10
48 Month Certificate of Deposit
3.87%
4.00%
$1,000
$10
6 Month IRA Certificate of Deposit
2.72%
2.75%
$500
$10
12 Month IRA Certificate of Deposit
2.92%
3.00%
$500
$10
15 Month IRA Certificate of Deposit
3.155%
3.25%
$500
$10
18 Month IRA Certificate of Deposit
3.63%
3.75%
$500
$10
24 Month IRA Certificate of Deposit
3.63%
3.75%
$500
$10
30 Month IRA Certificate of Deposit
3.63%
3.75%
$500
$10
36 Month IRA Certificate of Deposit
3.63%
3.75%
$500
$10
48 Month IRA Certificate of Deposit
3.63%
3.75%
$500
$10
Variable Rate
Accounts
Simple Interest
Rate
Annual Percentage Yields (2) (3)
Minimum Opening Deposit
Minimum Balance to Obtain APY
Regular Passbook Savings Account
0.39%
0.40%
$10
$10
Statement Savings Account
0.39%
0.40%
$10
$10
Holiday Club Account
0.39%
0.40%
$10
$10
Now Checking Account
0.05%
0.05%
$10
$10
Super Now Checking Account
0.05%
0.05%
$10
$10
 
0.25%
0.25%
$2,500
Vision Plus Checking Account
0.25%
0.25%
$10
$10
 
0.49%
0.50%
$10,000
 
0.98%
1.00%
$25,000
 
1.23%
1.25%
  
$50,000
 
1.37%
1.40%
$75,000
Business Plus Savings Account
0.74%
0.75%
$10
$10
 
0.98%
1.00%
$10,000
 
1.23%
1.25%
$50,000
 
1.47%
1.50%
$75,000
 
1.57%
1.60%
$100,000
IOLTA Checking Account
0.25%
0.25%
$10
$10
 
0.49%
0.50%
$10,000
 
0.98%
1.00%
$25,000
 
1.23%
1.25%
  
$50,000
 
1.37%
1.40%
$75,000
Money Market Plus Account
0.05%
0.05%
$10
$10
 
0.49%
0.50%
$2,500
Premium Choice Savings Account
0.98%
1.00%
$2,500
$10
 
1.23%
1.25%
$10,000
 
1.47%
1.50%
$50,000
 
1.57%
1.60%
$75,000
1.) The annual percentage yield assumes funds will remain on deposit for a full year at the advertised rate. A penalty may be imposed for early withdrawal.
2.)The annual percentage yields may change after the account is opened. The continuous compounding method is used on all accounts shown above except Certificates of Deposits with maturity dates less than one year, which are compounded monthly. Fees or other conditions could reduce the earnings on the accounts shown above
3.) Fees may reduce Annual Percentage Yield
Rates subject to change without notification. Please visit the closest branch for more information.