May 13, 2008
Consumer Loan Rates
  
Product Type
Term
% Down
APR
Payment per Thousand Borrowed
New Cars
48 Month
10%
5.25%
 48 monthly payments of $23.14
 
60 Month
10%
5.50%
 60 monthly payments of $19.10
 
72 Month
10%
5.75%
 72 monthly payments of $16.46
         
Product Type
Term
% Down
APR
Payment per Thousand Borrowed
Used Cars (2002& Newer)
36 Months
10%
5.75%
 36 monthly payments of $30.31
 
48 Months
10%
6.25%
 48 monthly payments of $23.60
 
60 Months
10%
6.50%
 60 monthly payments of $19.57
         
Product Type
Term
% Down
APR
Payment per Thousand Borrowed
Used Cars (2001& Older)
36 Months
10%
6.75%
 36 monthly payments of $30.76
 
48 Months
10%
7.25%
 48 monthly payments of $24.06
         
Webster Five also offers very competitive rates for the financing of New & Used Motorcycles.
         
Product Type
Term
% Down
APR
Payment per Thousand Borrowed
Boats/RV's (New)
60 Months
20%
6.00%
 60 monthly payments of $19.33
 
120 Months
20%
6.25%
 120 monthly payments of $11.23
         
Product Type
Term
% Down
APR
Payment per Thousand Borrowed
Boats/RV's (Used)
60 Months
20%
7.00%
 60 monthly payments of $19.80
 
120 Months
20%
7.25%
 120 monthly payments of $11.74
         
Product Type
Term
% Down
APR
Payment per Thousand Borrowed
Personal Loans/Unsecured
24 Months
N/A
10%
 24 monthly payments of $46.15
 
36 Months
N/A
11%
 36 monthly payments of $32.74
 
48 Months
N/A
12%
 48 monthly payments of $26.34
         
Product Type
Term
% Down
APR
Payment per Thousand Borrowed
Personal Loans/Secured
24 Months
N/A
8.50%
 24 monthly payments of $45.46
 
36 Months
N/A
9.50%
 36 monthly payments of $32.04
 
48 Months
N/A
10.50%
 48 monthly payments of $25.61
         
Webster Five also offers Overdraft Protection on Webster Five checking accounts and a very competitive rate on all Passbook Loans.
         
Term
% Down
APR
Payment per Thousand Borrowed
Home Equity Loans
60 Months
N/A
5.75%
60 monthly payments of $19.22
     Fixed Rate
120 Months
N/A
6.25%
120 monthly payments of $11.23
     2nd Mortgage
180 Months
N/A
6.50%
180 monthly payments of $8.71
         
Product Type
Note Rate
APR
Payment per Thousand Borrowed
Home Equity Loans      
240 Months
5.75%
5.950%
 1st 60 monthly payments of $7.02 per thousand, then 180 payments of $8.51 at fully indexed rate of 6.13%
 
240 Months
5.50%*
5.701%*
 1st 60 monthly payments of $6.88 per thousand, then 180 payments of $8.38 at fully indexed rate of 5.88%
         

(Margin 2.25%; Caps 3% per adjustment/6% lifetime; 10-20 year terms available)
Index: FHLBB Regular 5-Year Classic Advance Rate (3.88% as of 5/13/08)
* (Rate with automatic loan payment deduction from a Webster Five checking or NOW account)
The APR may increase after consummation of the loan.

         
Product Type
Home Equity Line of Credit "Flexline" 4.99% APR for first 3 Years, then variable monthly at
Prime + 0 (currently 5.00%) for the remaining term (new HELOC's only**)
 
**Existing HELOC Customers may qualify by increasing line by $10,000 or more.
 
"Prime" is the Prime Rate as published in the Wall Street Journal. The Prime Rate is presently at 5.00%
 
There are No Closing Costs, and No Annual Fee. The maximum APR that may be charged is 18.00%. You must carry insurance on the property that secures this plan. A Termination Fee of $350 will be charged if the line is closed-out within the first three years. The Flexline is available on owner-occupied only single-family homes, 2-4 family homes and condos. Please consult your tax advisor regarding the deductibility of interest.
 
For information on a discounted rate with automatic payment deductions and other details, please call the Retail Loan Dept. at 1-800-696-9401
 
** Rates & terms subject to change & may do so without prior notice**