Personal Checking

Checking Comparison Chart

Account Feature	Value Checking Account	NOW Checking Account	Vision Plus Checking Account	First Step Account
Earns interest	No	Yes	Yes	No
Minimum balance requirement	None	None	$2,500	None
Monthly fee if balance falls below minimum requirement	None	None	$15.00	None
Free QuickPath online banking	Yes	Yes	Yes	Yes
*Free Bill Pay**	Yes	Yes	Yes	Yes
Free standard bank checks	No	No	Yes	No
Free Tellalink 24-7 Phone banking	Yes	Yes	Yes	Yes
Free Webster Five debit Mastercard	Yes	Yes	Yes	Yes
Free ATM/debit transactions within SUM network	Yes	Yes	Yes	Yes
Fee to use other banks' ATMs in the U.S.**	None	None	None	None
Interest rate bonus on eligible CDs	No	No	Yes, if balance is $25,000 or more	No
Interest rate discount for personal loans	No	No	Yes, if balance is $25,000 or more	No
Free small safe deposit box rental - first year	No	No	Yes	No
Free treasurer's checks and money orders	No	No	Yes	No

*One free Bill Pay account per customer. Each additional Bill Pay account is $4.95 per month. Non-usage restrictions apply.

**Fees charged from other banks may apply.